tag:blogger.com,1999:blog-35002229289629671282011-11-27T18:25:43.233-05:00Blog Providing Resources and Information to Help with Financial Issues.Jinarnoreply@blogger.comBlogger201100tag:blogger.com,1999:blog-3500222928962967128.post-13607558459200471462010-09-11T12:08:00.000-04:002010-09-11T12:08:00.515-04:00

Posted Jul 19 2010 by Marc Chasewith 0 CommentsIn the past, we blogged about a recent trend among local governments who are so desperate for income that they’d begun taxing basic services on everything from dry-cleaning to hiring a magician for your kid’s birthday party.  Now, these cash-strapped provinces are looking for more aggressive tactics to try and save themselves from this recession,

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-68016471212849652732010-09-09T10:08:00.000-04:002010-09-09T10:08:00.747-04:00

Posted Jul 19 2010 by Marc Chasewith 0 CommentsCredit repair is probably going to do most of the groundwork with the credit reporting agencies and your creditors, but what you do when the credit repair is completed is even more important when you’re trying to improve your credit score. Too often consumers assume that the credit repair and debt relief was supposed to clean up their credit reports

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-48286244062532354232010-09-07T08:08:00.000-04:002010-09-07T08:08:00.088-04:00

Posted Jul 19 2010 by Marc Chasewith 0 CommentsLike most financial services credit repair isn’t a cookie-cutter, one-size-fits-all type of procedure.  Because sending a dispute letter might work for a small percentage of consumers, doesn’t mean that it’ll work for you. What you want to do is figure out what approach is going to work best for your particular situation.  But to think that a

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-81410356666480217892010-09-05T06:08:00.000-04:002010-09-05T06:08:00.487-04:00

Posted Jul 19 2010 by Marc Chasewith 0 CommentsThis post doesn’t have much to do with the subject of credit repair or debt relief (at least not on the surface), but after reading it on my RSS feed this morning, I just had to share it anyway.It seems the Chief of Police in Oakland, CA released a list of 44 different crimes – including grand theft, vandalism, and even identity theft – the

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-60738063712229351312010-09-03T04:08:00.000-04:002010-09-03T04:08:00.626-04:00

Posted Jul 19 2010 by Marc Chase in Debt Settlementwith 0 CommentsBeing overwhelmed by outstanding debts can be one of the most stressful times in anyone’s life.  But this doesn’t mean that it’s the end of the world.  Debt relief isn’t necessarily easy, but if you’re willing to put in the time and hard work, it’s well worth it.  These are the 3 most important steps of debt settlement.Step #1: 

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-21306390407723419512010-09-01T02:08:00.000-04:002010-09-01T02:08:00.348-04:00

Posted Jul 20 2010 by Marc Chasewith 0 CommentsA good number of Americans don’t completely understand what’s involved with credit repair so they hire a firm to handle it for them.  Or sometimes they bury their heads in the sand and never bother to look at their credit card debts at all.  The truth is that most ways to fix your credit begin with your daily financial routines.Paying a credit

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-24807983690242821832010-08-30T00:08:00.000-04:002010-08-30T00:08:00.450-04:00

Posted Jul 20 2010 by Marc Chasewith 0 CommentsYou must’ve seen the ads promising to fix your credit and have your score up 200 points overnight.  They’re on the TV, the radio, newspapers and there are no shortage of fake "Top Credit Repair Company Review sites".  As if some wand is going to magically fix all of your credit & debt woes.  So let’s get the deception out of the way:You won’t be

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-88175319364886210672010-08-27T22:08:00.000-04:002010-08-27T22:08:00.733-04:00

Posted Jul 20 2010 by Marc Chasewith 0 CommentsBudgeting might as well be a dirty word to most Americans, yet for those who have a financial plan in place their ability to improve their credit scores is amazing. While there’s no listing on your credit reports for whether you’re planning ahead with your finances or not, it’s usually obvious to lenders that you’re being responsible with your

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-22616259735787501492010-08-25T20:08:00.000-04:002010-08-25T20:08:00.328-04:00

Posted Jul 21 2010 by Marc Chasewith 0 CommentsWe’d previously blogged about the FACT Act as it made its way through the House and Senate to become a real law.  Short for Fair Access to Credit Scores, the law would finally allow consumers a big behind the curtain at their actual credit score.On Wednesday, July 21, President Obama will sign the Frank/Dodd Act into law, which includes the FACS Act

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Posted Jul 21 2010 by Marc Chasewith 0 CommentsIf you’ve read any of our blogs dealing with debt collectors, you probably already know that anything we have to say about them…well, let’s just say we won’t be sending them friend requests on Facebook.  Hell, if you’ve ever dealt with any of them in the past, you’re probably not their biggest fans either.  They’ll flood your email and voicemail

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Posted Jul 21 2010 by Marc Chasewith 0 CommentsWith so many businesses pulling credit reports it’s becoming more important that Americans address any credit problems that they currently have.  But is credit repair really the magical cure-all that many companies make it out to be?  In order to answer that question you need to understand what credit repair is capable of doing for you.Can Credit

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-10518194942117097752010-08-19T14:08:00.000-04:002010-08-19T14:08:00.362-04:00

Posted Jul 22 2010 by Marc Chasewith 0 CommentsNegotiating your own debts with creditors and collection agencies can save you a bit of money, but there are several pitfalls to avoid during the process. Just like doing your own credit repair, you’re going to need to be patient and pay close attention to details. Because while you may be saving money, you certainly won’t be saving yourself time or

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-44216965836491837942010-08-17T12:08:00.000-04:002010-08-17T12:08:00.248-04:00

Posted Jul 22 2010 by Marc Chasewith 0 CommentsWhen the internet was first invented in 1980-something, the dream behind it was to make every facet of our lives as convenient and easy as possible.Actually, that’s not true but that hasn’t stopped me from ordering pizza online while taking out some random Facebooker’s mafia before he stomps all over my turf.One major way the internet has made life

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-23593921687887105762010-08-11T02:08:00.000-04:002010-08-11T02:08:00.220-04:00

Posted Aug 2 2010 by Marc Chase It’s a common problem: kids getting their first plastic, wrack up the credit card debt and wind up needing debt relief before they’re even 20.  Now you’ve got a teenager dealing with the harassment of collection calls and desperate for credit repair just because no one explained the dangers of credit. Credit cards and teenagers can be a potentially dangerous

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-63695409234368903952010-08-09T06:08:00.000-04:002010-08-09T06:08:00.406-04:00

Posted Jul 27 2010 by Marc Chase It’s been a long-held belief of mine that every high school in this country needs to start including classes to teach kids about credit and personal finance.  If they’d been offering these types of courses back when I was in high school, there’s a pretty good chance we wouldn’t be in the financial snafu we’re in right now, with half the country in need of a way

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-71377055328229358422010-08-07T02:08:00.000-04:002010-08-07T02:08:00.035-04:00

Posted Aug 2 2010 by Marc Chase We’ve previously blogged about identity theft and the dangers it poses, leaving many victims in its wake as it tears through your credit history like a hurricane or a jilted ex-lover, leaving you to pick up the pieces, wondering how it all went wrong. Now, while you’re up to your eyeballs in bills and looking for debt relief, it seems those ID thieves have moved

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-70838762005574860842010-08-05T08:08:00.000-04:002010-08-05T08:08:00.616-04:00

Posted Jul 26 2010 by Marc Chase If you’re one of the millions of Americans who are currently living paycheck to paycheck and have decided enough is enough – that you’re ready to find complete debt relief and work your way towards financial freedom – one of the first steps you’ll need to take is to set up a budget for yourself each month and stick to it. Of course, that’s much easier to put in

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-4817389744441515622010-08-03T00:05:00.000-04:002010-08-03T00:05:00.438-04:00

Posted Jul 26 2010 by Marc Chase It’s a common question we get here: “Can I repair my own credit?”  The short answer to the question is “yes.”  If you need credit repair for your credit card debt problems, you’re going to need a bit of free time and a lot of patience. Where Do I Start Repairing my Credit? Your credit reports shape your credit scores.  All three of the major credit reporting

Jinarnoreply@blogger.comtag:blogger.com,1999:blog-3500222928962967128.post-92178443353157802702010-08-02T22:23:00.003-04:002010-08-02T23:25:29.634-04:00

Posted Jul 28 2010 by Marc Chase Many of our credit repair and debt relief clients are with us because they weren’t disciplined with their budgeting or with credit card debt.  When it comes to your financial future, the important thing is to have a proper plan in place before problems begin to occur.  It’ll be easier to maintain a positive balance in your bank account by being proactive rather

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