Injured while active duty AF 1977, placed of TDRL, medical collection judgment

I was injured while serving active duty in the AF in 1977. I was placed on TDRL (Temporary Disability Retirement List) and sent home to work a regular job and receive a 50% comp, while still a member of the USAF. In 1980 they medically retired me. The Veterans Admin, then picked me up. I had worked close to 75 jobs between 1980 and 2003. I had been fired from every one of them due to my memory problems and double vision (up close) caused by being hit by a fire truck while taking Air Force documents to the city's courthouse from my base. I was in a coma for several months and the hospital for nearly a year.

My credit was excellent until I lost my last job in late 2003. In January of 2004 the VA re evaluated me and concluded that my disability had gotten a lot worse, and raised my percentage to 100%. The only income I have is my disability monthly checks. All 3 of my past due bills were taken out while still working and receiving 50% comp. I now have 2 judgements against me and another one I expect to be filed anytime. I can not work, and my disability will never get better. I am "totally and permanent disabled". The judge that handled my judgements told me that I have a case for a "total and permanent disability discharge", but nothing could be done because no action has been taken to garnish my wages or any other action.

I talked to the local Bar Association yesterday and they told me that these debts are "non collectable secured debts". Since I started receiving my 100% compensation my credit has been excellent. It is just the 3 debts that I acquired before my total disability. Is there any way to get these debts removed? My credit scores are 587, 588, and 446. I also can't understand how 2 can be where they are and the other one so low. Any advice for me? I would appreciate any guidance. The bar association also told me that they could never touch my disability income. But if I would like to buy a small house someday, I want to have decent credit. Thank You

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all i know is dispute, validate and negotiate the debts and hope
you also have to keep 3 rated lines of 12 months good credit
all that disablitiy stuff is not really credit. I can't help much there.

placed on TDRL (Temporary Disability Retirement List. Collections

I was injured while serving active duty in the AF in 1977. I was placed on TDRL (Temporary Disability Retirement List) and sent home to work a regular job and receive a 50% comp, while still a member of the USAF. In 1980 they medically retired me. The Veterans Admin, then picked me up. I had worked close to 75 jobs between 1980 and 2003. I had been fired from every one of them due to my memory problems and double vision (up close) caused by being hit by a fire truck while taking Air Force documents to the city's courthouse from my base. I was in a coma for several months and the hospital for nearly a year.
My credit was excellent until I lost my last job in late 2003. In January of 2004 the VA re evaluated me and concluded that my disability had gotten a lot worse, and raised my percentage to 100%. The only income I have is my disability monthly checks. All 3 of my past due bills were taken out while still working and receiving 50% comp. I now have 2 judgements against me and another one I expect to be filed anytime. I can not work, and my disability will never get better. I am "totally and permanent disabled". The judge that handled my judgements told me that I have a case for a "total and permanent disability discharge", but nothing could be done because no action has been taken to garnish my wages or any other action.
I talked to the local Bar Association yesterday and they told me that these debts are "non collectable secured debts". Since I started receiving my 100% compensation my credit has been excellent. It is just the 3 debts that I acquired before my total disability. Is there any way to get these debts removed? My credit scores are 587, 588, and 446. I also can't understand how 2 can be where they are and the other one so low. Any advice for me? I would appreciate any guidance. The bar association also told me that they could never touch my disability income. But if I would like to buy a small house someday, I want to have decent credit. Thank You
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all i know is dispute, validate and negotiate the debts and hope
you also have to keep 3 rated lines of 12 months good credit
all that disablitiy stuff is not really credit. I can't help much there.

If you become disabled after school student loans can be forgiven

your credit repair site is awsome. I wanted to let you know something you may not know. If you become disabled after school your student loans can be forgiven by requesting a form for your dr to fill out and mail it back to the student loan agency. I noticed a lady on your blog with this problem. You can copy and paste this info and get it to her.

It is always good to know there are people like you out there. God bless...
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On disability have student loans 2 teen kids and need a car

Dear BO Majors,
Hello... I saw you by chance and you are not all that far from me.. I am up Hendersonville way..
I saw your Blog and decided to give it a shot..
I am single Mom for last almost 13 years. I have 2 teen kids,. she be 15 in Feb and Son is 16.. I went to college back in WV in 2000 I do believe.. and My loan I taken out was..-
2,500.00 and now the interest after 7 years is up to 4, 500.00 and I am in debt. and no way to get extra funds to pay this even monthly.
. I am on disability income and it takes all my money to pay rent , food, etc..I am not eligible for food stamps., my son has disablity and he gets a check for his handicap... I have no way i can pay off my bills and especially this student loan from 2000. and I see it keeps getting bigger and bigger...as I speak..
I am in Tennessee now going on 6 years and I have to have a car, and I got a car., at a Buy Here Pay here..deals and you know I did not get a decent car..it now needing repairs and this guy is ripping me off. paying Chris 200.00 month,
How do I get a Free Credit report now?..I am possibly like 6,000 in debt and now way to pay this Bills....Can you please help me figure out what I can do?..I really rather buy a car from a reputable car dealer, where I can have car payments of 200 to 250.00 I can not go any higher than that price for a car...
The credit cards I had was a Sears, Capital One, Fingerhut, and maybe another one.. and my credit bills are not as bad as some people's delinquent bills..
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you say your bills are too big to pay then say they are not as big as others. which is it?
i understand your persistant monetary problems. either let them go and hope you don't get sued for a judgment or contact them and make up a payment plan. get your children to help you pay. they are both able bodied i assume. you are doing all you can but do not expect to get credit if you can not pay bills you have already accumulated. its a hard world out there. i am sorry
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HELLO . I was meaning I have my monthly bills, and not enough money to pay the ones on my credit , and that my credit bills seem to be not as high as OTHER People's , mine is around 6,000 to pay off- 4,500 is for the student loan.... and my kids are not old enough to work. so that won't help me..and Student loan is way too much interest for a 2,500 loan that I took for going to college in 2000.it was sold to another place , that made the interest add alot to it... and to try and get a re payment plan, that is like I should not buy food for my 2 kids. so that is what i look at all the time..it takes my income to pay the utities, car payment, car insurance, and food every month and we do not go out for entertainment, we stay at home always..
Thanks for you input
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you can get a free credit report by buying this and canceling in less than 7 days.
that problem that has to do with income and budgets
must be worked out on your own
its not a credit issue although your credit will end up in the tank

you are not your checking account
do not get down
keep plugging, look for another or better job, and get the father of your children to get a life and pay for his children. thats all i know

you are a good person. you are not your bank account